• Real Experts

    To many, insurance is just a piece of paper and a necessary evil, however given the various exposures in your industry, insurance is a vital component to your business' success.

  • Real Coverage

    Some insurance companies may use manuscript policy forms to limit how coverage applies. Be sure to review your coverage forms as not all policy forms are the same.

  • One Fight. One Claim.

    One fight can put you out of business. That is, unless you have the right coverage. Don't wait until you have a claim to ensure that you are properly covered.

  • We've Got You Covered

    Aside from competitive premiums, our Team offers a myriad of services that can help reduce your overall risk and save you on your premiums in the coming years.

By A Web Design

Privacy Statement

Fairmont Insurance Brokers, Ltd. t/a nightlifeINS is committed to protecting your privacy. This privacy statement explains data collection and use practices of the www.nightlifeins.com website (the “Site”). By accessing the Site, you are consenting to the information collection and use practices described in this privacy statement.

Collection of your Personal Information
We will ask you when we need information that personally identifies you (personal information) or allows us to contact you to provide a service or carry out a transaction that you have requested such as receiving information about Fairmont Insurance products and services, entering a contest, or ordering e-mail newsletters. The personal information we collect may include your name, title, company or organization name, work e-mail, work phone, work or home address, information about your job function, and information about your company.

The Site may collect certain information about your visit, such as the name of the Internet service provider and the Internet Protocol (IP) address through which you access the Internet; the date and time you access the Site; the pages that you access while at the Site and the Internet address of the Web site from which you linked directly to our site. This information is used to help improve the Site, analyze trends, and administer the Site.

Use of your Personal Information
The personal information collected on this Site will be used to operate the Site and to provide the service(s) or carry out the transaction(s) you have requested or authorized.

We do not disclose any nonpublic personal information, including financial information, about our Participants or former Participants to any third parties, except as stated in this policy, as otherwise required by law or as otherwise may be authorized by you from time to time. We may share this information outside American Wholesale in order to process or complete, or otherwise in connection with, the transaction for which the information was provided or as otherwise authorized by our Participants. The law permits us to share this information with our affiliates. We also may disclose any of the information we collect to companies that perform marketing services on our behalf or to companies with which we have joint marketing agreements. We may merge site-visitation data with anonymous demographic information for research purposes, and we may use this information in aggregate to provide more relevant content.

When you sign up for a newsletter or agree to receive promotional e-mail, the Site may use customized links or similar technologies to track e-mail links that you click. We may associate that information with your personal information in order to provide you more focused e-mail communications or purchase information. Each e-mail communication includes an unsubscribe link allowing you to stop delivery of that type of communication.

nightlifeINS may occasionally hire other companies to provide limited services on our behalf, such as Web site hosting, packaging, mailing and delivering prizes, answering customer questions about products and services, and sending information about our products, special offers, and other new services. We will only provide those companies the personal information they need to deliver the service. They are required to maintain the confidentiality of the information and are procolemontted from using that information for any other purpose.

nightlifeINS may disclose personal information if required to do so by law or in the good faith belief that such action is necessary to (a) conform to the edicts of the law or comply with legal process served on nightlifeINS or the Site, (b) protect and defend the rights or property of nightlifeINS and our family of Web sites, or (c) act in urgent circumstances to protect the personal safety of nightlifeINS employees or agents, users of nightlifeINS products or services, or members of the public.

Personal information collected on the Site may be stored and processed in the United States or any other country in which nightlifeINS or its affiliates, subsidiaries or agents maintain facilities, and by using the Site, you consent to any such transfer of information outside of your country.

Control of your Personal Information
Except as otherwise described in this statement, personal information you provide on the Site will not be shared outside of nightlifeINS and its controlled subsidiaries and affiliates without your permission. As described below in the next section, you can access your personal information and make choices about how you wish to be contacted.

Please be aware that this privacy statement and any choices you make on the Site will not necessarily apply to personal information you may have provided to nightlifeINS in the context of other, separately operated, nightlifeINS products or services.

nightlifeINS.com may send out periodic e-mails informing you of services or issues related to a product or service you requested or confirming you requested a product or service. In some services offered by nightlifeINS.com, contact with the customer is an intrinsic part of the service. You will not be able to choose to unsubscribe to these mailings, as they are considered an essential part of the service(s) you have chosen.

Protection of Children's Personal Information
nightlifeINS.com is a general audience site and does not knowingly collect any personal information from children.

Use of Cookies
We use cookies on this Site to ensure the integrity of the registration process and to personalize the Site. A cookie is a small text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a Web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. For example, if you personalize a web page, or navigate within a site, a cookie helps the site to recall your specific information on subsequent visits. This simplifies the process of delivering relevant content, eases site navigation, and so on. When you return to the Web site, the information you previously provided can be retrieved, so you can easily use the site's features that you customized.

Web beacons, also known as clear gif technology, or action tags, may be used to assist in delivering the cookie on our site. This technology is a tool we use to compile aggregated statistics about nightlifeINS.com Web site usage, such as how many visitors clicked on key elements (such as links or graphics) on a nightlifeINS.com Web page, blog or a newsletter.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of this or other Web sites you visit.

Enforcement of this Privacy Statement
If you have questions regarding this statement, you should email info@nightlifeINS.com.

Changes to this Statement
We may occasionally update this privacy statement. When we do, we will also revise the "last updated" date at the top of the privacy statement. For material changes to this privacy statement, we will notify you either by placing a prominent notice on the home page of our Web site or by directly sending you a notification. We encourage you to periodically review this privacy statement to stay informed about how we are helping to protect the personal information we collect. Your continued use of the service constitutes your agreement to this privacy statement and any updates.

Contact Information
nightlifeINS welcomes your comments regarding this privacy statement. If you believe that nightlifeINS has not adhered to this privacy statement, please email info@nightlifeINS.com or via postal mail at the address provided below, and we will use commercially reasonable efforts to promptly determine and remedy the problem. nightlifeINS, 1600 60th Street, Brooklyn, New York 11204.


 

By A Web Design

INDUSTRY NEWS

Indemnity Insurance Corporation, a Risk Retention Group providing liability insurance coverage to the hospitality industry, was subject to a downgrade by AM Best following a confidential seizure of the company by State of Delaware insurance regulators.  Indemnity now faces liquidation.  more